PPR Faculty Research

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Displaying publications 1 - 25 of 71 results
Uncertainty > Risk: Lessons for Legal Thought from the Insurance Runoff Market

Tom Baker

Boston College Law Review (2021)

Download: SSRN | Penn Copy Citation and Tom Baker. "Uncertainty > Risk: Lessons for Legal Thought from the Insurance Runoff Market." Boston College Law Review 62, (2021): 59. https://papers.ssrn.com/sol3/papers.cfm?abstract_id=3532449#.

Topics: Law; Economics

Keywords: Legal theory; Insurance markets; runoff insurance; reinsurance; Risk management; assessment & pricing; Uncertainty; legacy liability; Torts; Law & Economics; asbestos; environmental damage; Long-term care

Behavioral Finance, Decumulation, and the Regulatory Strategy for Robo-Advice

Tom Baker Benedict Dellaert

The Disruptive Impact of FinTech on Retirement Systems (2019)

Download: SSRN | Penn Copy Citation Tom Baker and Benedict Dellaert. "Behavioral Finance, Decumulation, and the Regulatory Strategy for Robo-Advice." In The Disruptive Impact of FinTech on Retirement Systems, edited by , 149-171. New York, NY: Oxford University Press, 2019.

Topics: Economics; Technology

Keywords: Investment advice; Financial services; Retirement planning; Robo-advisers; Risk management; Consumer protection; Behavioral effects

How Liability Insurers Protect Patients and Improve Safety

Tom Baker Charles Silver

DePaul Law Review (2019)

Download: SSRN | Penn | Publisher Copy Citation Tom Baker and Charles Silver. "How Liability Insurers Protect Patients and Improve Safety." DePaul Law Review 68, 2 (2019): 209. https://papers.ssrn.com/sol3/papers.cfm?abstract_id=3220642.

Topics: Economics; Law

Keywords: Law and economics; Torts; Health care; Healthcare providers; Medical malpractice; Liability insurance; Risk management; Moral hazard; Patient safety organizations

Shopping on the Public and Private Health insurance Marketplaces: Consumer Decision Aids and Plan Presentation

Charlene A. Wong Sajal Kulhari Ellen J. McGeoch Arthur T. Jones Janet Weiner Daniel Polsky Tom Baker

Journal of General Internal Medicine (2018)

Download: Publisher Copy Citation Charlene A. Wong, Sajal Kulhari, Ellen J. McGeoch, Arthur T. Jones, Janet Weiner, Daniel Polsky, and Tom Baker. "Shopping on the Public and Private Health insurance Marketplaces: Consumer Decision Aids and Plan Presentation." Journal of General Internal Medicine 33, 8 (2018): 1400. .

Topics: Health

Keywords: Primary care; Health disparity; Public health; Access

Regulating Robo Advice Across the Financial Services Industry

Tom Baker Benedict Dellaert

Iowa Law Review (2018)

Download: SSRN | Penn | Publisher Copy Citation Tom Baker and Benedict Dellaert. "Regulating Robo Advice Across the Financial Services Industry." Iowa Law Review 103, 2 (2018): 713. https://papers.ssrn.com/sol3/papers.cfm?abstract_id=2932189.

Topics: Technology

Keywords: Insurance; Financial technology; Roboadvisor; Digital investment advice

Mutually Assured Protection Among Large U.S. Law Firms

Tom Baker Rick Swedloff

Connecticut Insurance Law Journal (2017)

Download: SSRN | Penn Copy Citation Tom Baker and Rick Swedloff. "Mutually Assured Protection Among Large U.S. Law Firms." Connecticut Insurance Law Journal 24, (2017): 1. https://papers.ssrn.com/sol3/papers.cfm?abstract_id=2820654.

Topics: Law

Keywords: Insurance law; Legal malpractice; Lawyers' Professional Liability Insurance; Professional responsibility; Ethics; Damages; Insurers, Reinsurance, Risk

In Defense of the Restatement of Liability Insurance Law

Tom Baker Kyle D. Logue

George Mason Law Review (2017)

Download: SSRN | Penn Copy Citation Tom Baker and Kyle D. Logue. "In Defense of the Restatement of Liability Insurance Law." George Mason Law Review 24, (2017): 767. https://papers.ssrn.com/sol3/papers.cfm?abstract_id=2952804.

Topics: Process; Economics

Keywords: Insurance law; Restatement of Law Liability Insurance; RLLI; Common law; Insurers' defense obligations & costs; bias; Markets; Risk' Empirical & behavioral economics

For Third Enrollment Period, Marketplaces Expand Decision Support Tools to Assist Consumers

Charlene A. Wong Daniel E. Polsky Arthur T. Jones Janet Weiner Robert J. Town Tom Baker

Health Affairs (2016)

Download: Penn | Publisher Copy Citation Charlene A. Wong, Daniel E. Polsky, Arthur T. Jones, Janet Weiner, Robert J. Town, and Tom Baker. "For Third Enrollment Period, Marketplaces Expand Decision Support Tools to Assist Consumers." Health Affairs 35, 4 (2016): 680. .

Topics: Economics

Keywords: Health insurance; Private insurance; Exchanges

Everything's Bigger in Texas: Except the Medmal Settlements

Tom Baker Eric Helland Jonathan Klick

Connecticut Insurance Law Journal (2016)

Download: SSRN | Penn Copy Citation Tom Baker, Eric Helland, and Jonathan Klick. "Everything's Bigger in Texas: Except the Medmal Settlements." Connecticut Insurance Law Journal 22, (2016): 1. https://papers.ssrn.com/sol3/papers.cfm?abstract_id=2865900.

Topics: Law; Health

Keywords: Empirical legal studies; Blood Money; Tort law; Medical malpractice litigation; Doctors, insurance; Settlements, incentives; Personal bankruptcy; Homestead exemption

Mandatory Rules and Default Rules in Insurance Contracts

Tom Baker Kyle D. Logue

Research Handbook on the Economics of Insurance Law (2015)

Download: Penn | Publisher Copy Citation Tom Baker and Kyle D. Logue. "Mandatory Rules and Default Rules in Insurance Contracts." In Research Handbook on the Economics of Insurance Law, edited by Daniel Schwarcz, Peter Siegelman, 377. Cheltenham: Edward Elgar, 2015.

Topics: Economics

Keywords: Contract law; Insurance contracts; Insurance law; Efficiency; Welfare maximization

Twitter Sentiment Predicts Affordable Care Act Marketplace Enrollment

Charlene A. Wong Maarten Sap Andrew Schwartz Robert Town Tom Baker Lyle Ungar Raina M Merchant

Journal of Medical Internet Research (2015)

Download: Publisher Copy Citation Charlene A. Wong, Maarten Sap, Andrew Schwartz, Robert Town, Tom Baker, Lyle Ungar, and Raina M Merchant. "Twitter Sentiment Predicts Affordable Care Act Marketplace Enrollment." Journal of Medical Internet Research 17, 2 (2015): 51. .

Topics: Technology; Health

Keywords: Affordable Care Act; Health insurance; Consumer decision; State-based marketplace; Social media

The Young Adult Perspective on Health Insurance

Charlene A. Wong David A. Asch Cjloe M. Vinoya Carol A. Ford Tom Baker Robert Town Raina M. Merchant

Journal of Adolescent Health (2015)

Download: Publisher Copy Citation Charlene A. Wong, David A. Asch, Cjloe M. Vinoya, Carol A. Ford, Tom Baker, Robert Town, and Raina M. Merchant. "The Young Adult Perspective on Health Insurance." Journal of Adolescent Health 56, 2 (2015): 1. .

Topics: Health

Keywords: Health insurace; Affordable Care Act; HealthCare.gov; Health insurance literacy

Seeing Health Insurance and HealthCare.gov Through the Eyes of Young Adults

Cjloe M. Vinoya David A. Asch Robert Town Carol A. Ford Tom Baker Charlene A. Wong Raina M. Merchant

Journal of Adolescent Health (2015)

Download: Publisher Copy Citation Cjloe M. Vinoya, David A. Asch, Robert Town, Carol A. Ford, Tom Baker, Charlene A. Wong, and Raina M. Merchant. "Seeing Health Insurance and HealthCare.gov Through the Eyes of Young Adults." Journal of Adolescent Health 57, 2 (2015): 137. .

Topics: Health

Keywords: Young adults; Health insurance; Health reform; Affordable Care Act; Health insurance exchange

Liability Insurer Data as a Window on Lawyers' Professional Liability

Tom Baker Rick Swedloff

UC Irvine Law Review (2015)

Download: SSRN | Penn | Publisher Copy Citation Tom Baker and Rick Swedloff. "Liability Insurer Data as a Window on Lawyers' Professional Liability." UC Irvine Law Review 5, 6 (2015): 1273. https://papers.ssrn.com/sol3/papers.cfm?abstract_id=2601412.

Topics: Law

Keywords: Torts, professional negligence; Legal malpractice; Professional responsibility; Ethics; Insurance; Damages; Empirical studies; Quantitative analysis; Liability insurance

Insurance Plan Presentation and Decision Support on HealthCare.gov and State-Based Web Sites Created for the Affordable Care Act

Charlene A. Wong Gabbie Nirenburg Daniel Polsky Robert J. Town Tom Baker

Annals of Internal Medicine (2015)

Download: Publisher Copy Citation Charlene A. Wong, Gabbie Nirenburg, Daniel Polsky, Robert J. Town, and Tom Baker. "Insurance Plan Presentation and Decision Support on HealthCare.gov and State-Based Web Sites Created for the Affordable Care Act." Annals of Internal Medicine 163, 4 (2015): 327. .

Topics: Health

Keywords: Affordable Care Act; Health insurance; Consumer decision; State-based marketplace

The Experience of Young Adults on HealthCare.gov: Suggestions for Improvement

Charlene A. Wong David A. Asch Cjloe M. Vinoya Carol A. Ford Tom Baker Robert Town Raina M. Merchant

Annals of Internal Medicine (2014)

Download: Publisher Copy Citation Charlene A. Wong, David A. Asch, Cjloe M. Vinoya, Carol A. Ford, Tom Baker, Robert Town, and Raina M. Merchant. "The Experience of Young Adults on HealthCare.gov: Suggestions for Improvement." Annals of Internal Medicine 161, 3 (2014): 231. .

Topics: Health

Keywords: Health law; Health care; Health care reform; Affordable Care Act

Putting Health Back into Health Insurance Choice

Pavel Atanasov Tom Baker

Medical Care Research and Review (2014)

Download: Publisher Copy Citation Pavel Atanasov and Tom Baker. "Putting Health Back into Health Insurance Choice." Medical Care Research and Review 71, 4 (2014): 337. .

Topics: Health

Keywords: Insurance law; Law and economics; Insurance; Health insurance; High-deductible plan

The Law and Economics of Liability Insurance: a Theoretical and Empirical Review

Tom Baker Peter Siegelman

Research Handbook on the Economics of Torts (2013)

Download: Publisher Copy Citation Tom Baker and Peter Siegelman. "The Law and Economics of Liability Insurance: a Theoretical and Empirical Review." In Research Handbook on the Economics of Torts, edited by Jennifer H. Arlen, 169. Cheltenham: Edward Elgar, 2013.

Topics: Law; Economics

Keywords: Law and economics; Liability insurance; Damages; Liability; Risk

Behavioral Economics and Insurance Law: The Importance of Equilibrium Analysis

Tom Baker Peter Siegelman

The Oxford Handbook of Behavioral Economics and the Law (2013)

Download: SSRN | Penn Copy Citation Tom Baker and Peter Siegelman. "Behavioral Economics and Insurance Law: The Importance of Equilibrium Analysis." In The Oxford Handbook of Behavioral Economics and the Law, edited by Doron Teichman, Eyal Zamir, 1. : , 2013.

Topics: Economics

Keywords: Insurance law; Law and economics; Rational behavior; Informational asymmetry; Equilibrium

"You Want Insurance with That?" Using Behavioral Economics to Protect Consumers from Add-on Insurance Products

Tom Baker Peter Siegelman

Connecticut Insurance Law Journal (2013)

Download: SSRN | Penn Copy Citation Tom Baker and Peter Siegelman. ""You Want Insurance with That?" Using Behavioral Economics to Protect Consumers from Add-on Insurance Products." Connecticut Insurance Law Journal 20, (2013): 1. https://papers.ssrn.com/sol3/papers.cfm?abstract_id=2199569.

Topics: Business; Economics

Keywords: Consumer protection law; After-Sales Service warranty; Extended warranties; Insurance pricing; Sale ban; Price regulation; Situational monopoly; Shrouded attributes

The Shifting Terrain of Risk and Uncertainty on the Liability Insurance Field

Tom Baker

Journal of Financial Perspectives (2013)

Download: SSRN | Penn Copy Citation and Tom Baker. "The Shifting Terrain of Risk and Uncertainty on the Liability Insurance Field." Journal of Financial Perspectives 1, 3 (2013): . https://papers.ssrn.com/sol3/papers.cfm?abstract_id=3077991.

Topics: Economics

Keywords: Insurance; Disaster; Liability insurance; Risk

Regulation by Liability Insurance: From Auto to Lawyers Professional Liability

Tom Baker Rick Swedloff

UCLA Law Review (2013)

Download: SSRN | Penn | Publisher Copy Citation Tom Baker and Rick Swedloff. "Regulation by Liability Insurance: From Auto to Lawyers Professional Liability." UCLA Law Review 60, (2013): 1412. https://papers.ssrn.com/sol3/papers.cfm?abstract_id=2202314.

Topics: Process

Keywords: Liability insurance; Administrative regulation; Risk; Behavior; Malpractice insurance

Can Consumers Make Affordable Care Affordable? The Value of Choice Architecture

Eric J. Johnson Ran Hassin Tom Baker Allison T. Bajger Galen Treuer

PLOS One (2013)

Download: Publisher | NCBI Copy Citation Eric J. Johnson, Ran Hassin, Tom Baker, Allison T. Bajger, and Galen Treuer. "Can Consumers Make Affordable Care Affordable? The Value of Choice Architecture." PLOS One 8, 12 (2013): 1. .

Topics: Health

Keywords: Health economics; Behavioral economics; Choice architecture; Heathcare; Decision making; Affordable Care Act; Insurance decisions

Transparency Through Insurance: Mandates Dominate Discretion

Tom Baker

Confidentiality, Transparency, and the U.S. Civil Justice System (2012)

Download: Penn Copy Citation and Tom Baker. "Transparency Through Insurance: Mandates Dominate Discretion." In Confidentiality, Transparency, and the U.S. Civil Justice System, edited by Joseph W. Doherty, Robert T. Reville, Laura Zakaras, 184. Oxford: Oxford University Press, 2012.

Topics: Law

Keywords: Liability insurance; Torts; Criminal law; Economic incentives; Moral reasoning; Price setting; Loss spreading

The Patient Protection and Affordable Care Act and the Regulation of the Health Insurance Industry

Saurabh Jha Tom Baker

Journal of the American College of Radiology (2012)

Download: Publisher Copy Citation Saurabh Jha and Tom Baker. "The Patient Protection and Affordable Care Act and the Regulation of the Health Insurance Industry." Journal of the American College of Radiology 9, 12 (2012): 871. .

Topics: Health

Keywords: Affordable Care Act; Health insurance; Consumer decision; State-based marketplace; Risk classification; Adverse selection

Displaying publications 1 - 25 of 71 results

The Regulatory Review

Search essays from The Regulatory Review, PPR’s online journal for regulatory news, analysis, and opinion.